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Health Insurance

Every participant is required to have health insurance on the first day of the appointment and throughout the duration of the program. Participants may not be present at CDC facilities if their insurance coverage lapses.

Individual or family insurance coverage may be purchased through ORISE, or participants may obtain another insurance plan from the company of their choice. More information on the insurance coverage offered by ORISE may be found at the ORAU Health Insurance site.

Some CDC programs offer a health insurance stipend supplement to help defray the cost of insurance. This supplement may be applied to the insurance plan of the participant’s choice. If the participant is not enrolled in the insurance plan offered through ORISE, we must receive documentation of the premium paid before issuing the first supplement.

Participants who enroll in the ORAU/ORISE health insurance plan will have the full cost of the monthly premium deducted from their stipend payment. A participant who begins an appointment between the 1st and 15th of a month can expect to have one insurance premium deducted from the first stipend payment to cover the current month. A participant who begins an appointment between the 16th and last day of a month will have no premium deducted until the following month; however, they will be covered by ORAU/ORISE health insurance during this grace period. Insurance coverage will continue through the last day of the month in which the appointment ends. A premium will be deducted from the last stipend regardless of the appointment end date.

Vision and dental insurance plans are not available through ORISE. CDC health insurance stipend supplements may not be applied to the cost of such plans obtained elsewhere.