Health Insurance Information

Every participant is required to have health insurance on the first day of the appointment and throughout the duration of the program. Participants may not be present at ARS facilities if their insurance coverage lapses.

Shubhashis Chakrabarty

Shown above, Shubhashis Chakrabarty is placing samples into a LC (liquid chromatography) autosampler for quantitative analysis using LC-MS (liquid chromatography-mass spectrometry).

Individual or family insurance coverage may be purchased through ORISE, or participants may obtain another insurance plan from the company of their choice. More information on the insurance coverage offered by ORISE may be found at the ORAU Health Insurance site.

Some ARS programs offer a health insurance stipend supplement to help defray the cost of insurance. This supplement may be applied to the insurance plan of the participant’s choice. If the participant is not enrolled in the insurance plan offered through ORISE, we must receive documentation of the premium paid before issuing the first supplement.

Participants who enroll in the ORAU/ORISE health insurance plan can expect to have the monthly premium deducted from their stipend payment each month, which pays for health insurance for that month (e.g., the premium for January coverage will be deducted at the end of January).

Vision and dental insurance plans are not available through ORISE. ARS health insurance stipend supplements may not be applied to the cost of such plans obtained elsewhere.